Graduating high school is so exciting! Once all the cards filled with money, the ceremonies and parties are over…the real world knocks on their door and wants in! A new world of independence is right around the corner no matter what those next steps are – college, tech school, or going straight into the workforce. There …
If we’ve heard it once, we’ve heard it (and said it) 100 times that 2020 is a year we want to forget! The pandemic caused such sickness, loss of loved ones, social isolation, fear, shutdowns, job losses and poverty. For many, this was a continuing financial burden but for some it was the first time …
In my last journal, Talking To Your Young Adult Children About Credit, I reviewed some crucial information we should be teaching our young adults to prepare them for the world of credit. If we aren’t teaching them at least the basics, they may get into debt way over their heads at an early age that …
Coaching Your Young Adult Children – How To Build Credit Read More »
It’s that time of the year when high school and college graduation is right around the corner and I get a lot of questions from parents about how their kids can build their credit. It’s been a minute since us parents of graduation age kids had to think about starting out fresh with zero credit, …
Talking To Your Young Adult Children About Credit Read More »
The #1 Way to Get Out of Debt – it’s more than just paying debt! Debt is one of those things that creep up on you. It doesn’t accumulate overnight but it feels like one day all of a sudden when you add all of it up – it’s much more than you realized! What …
We all learned math at an early age, and the concept of keeping track of what money is coming in and what money is going out is strictly math. In finances, we all know that math is called a budget. The written budget itself is simply adding and subtracting. FOLLOWING and LIVING on a budget …
An emergency fund is essential to living on a budget! But they are two separate things right? If you’ve created a budget that you can live by and it’s allowing you to still eat out occasionally AND pay off debt quickly, an emergency can derail it in a heartbeat – if you don’t have an …
Start an Emergency Fund For When {Not If} an Emergency Happens! Read More »
Bank issued credit cards were introduced in 1946 and are now 70% of the United States population carries a credit card, with 34% of Americans carrying 3 or more cards. Most people who carry and use credit cards have the utmost best intentions of paying their balance monthly so they won’t have to pay interest fees. According to the Federal Reserve, …
For us…ahem…older generations, when we hear the word subscription we immediately think of a magazine. Magazines began circulation as early as 1741 and back in the day magazines like Readers Digest, TV Guide, Cosmopolitan and Good Housekeeping were the go-to publications of middle class America. Boy has subscriptions really changed just by adding the little …
2020 has been a year like no other! No single person, family, business or non-profit has been unaffected by the backlash of the pandemic. Seclusion and quarantine are everyday words and hugging is a thing of the past. We haven’t seen our elderly family members in months, or we’ve only seen them through a window …
